When we put an offer on this house, we gave a $2,000 deposit, which was supposed to be put towards our down payment of $16,900, so we would only have to pay $14,900 plus legal fees to the lawyer. But the mortgage broker chose to put it toward the principal of the house, so we had to pay $16,900 plus $2,000 or so for the other closing costs. which ended up being everything we had in the bank account!
Luckily, my parents were willing to lend us some money so we could do what we need to the house before we move in. So we do have a little bit to work with.
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